:root{
  --navy:#0a2948;
  --navy-deep:#06243f;
  --orange:#ff4b13;
  --text:#102c49;
  --muted:#536b82;
  --line:#dfe7ee;
  --soft:#f8fafc;
  --white:#fff;
  --shadow:0 14px 34px rgba(10,41,72,.07);
  --radius:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:#fff;line-height:1.5;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.wrap{width:min(1120px,calc(100% - 48px));margin:0 auto}

.site-header{background:#fff;position:relative;z-index:20}
.nav-wrap{height:96px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:186px;height:74px;object-fit:contain;object-position:left center}
.nav-links{display:flex;align-items:center;gap:38px;font-weight:700;font-size:15px}
.nav-links>a:not(.btn):hover{color:var(--orange)}
.menu-toggle{display:none;border:0;background:transparent;font-size:28px;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:12px 20px;border-radius:7px;font-weight:800;border:1px solid transparent;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 18px rgba(255,75,19,.16)}
.btn-outline{border-color:var(--orange);color:var(--orange);background:#fff}
.btn-dark{background:var(--navy);color:#fff}
.btn-outline-dark{border-color:#9eb1c3;color:var(--navy);background:#fff}
.nav-cta{padding:13px 20px}

.hero{border-bottom:1px solid var(--line);background:linear-gradient(110deg,#fff 0%,#fff 42%,#f7fbff 72%,#fff7f2 100%);overflow:hidden;position:relative}
.hero-grid{display:grid;grid-template-columns:.90fr 1.10fr;min-height:475px;align-items:center;gap:24px}
.hero-copy{padding:56px 0 60px;position:relative;z-index:2}
.hero h1{font-size:clamp(48px,4.7vw,66px);line-height:1.04;letter-spacing:-.047em;margin:0 0 22px;color:var(--navy)}
.hero h1 span{color:var(--orange)}
.hero-copy>p{font-size:18px;line-height:1.55;max-width:520px;margin:0 0 30px;color:#2d475f}
.hero-actions{display:flex;gap:18px;flex-wrap:wrap}
.hero-art{align-self:stretch;display:flex;align-items:flex-end;justify-content:flex-end;position:relative;margin-right:-54px}
.hero-art::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.94) 6%,rgba(255,255,255,.68) 15%,rgba(255,255,255,.28) 25%,rgba(255,255,255,.06) 36%,rgba(255,255,255,0) 46%);pointer-events:none;z-index:1}
.hero-art img{width:106%;height:106%;max-height:500px;object-fit:contain;object-position:right bottom;mix-blend-mode:multiply;filter:contrast(1.04) saturate(1.08)}

.products{padding:32px 0 27px;background:#fff}
.section-heading h2{font-size:34px;line-height:1.15;margin:0 0 3px;color:var(--navy);letter-spacing:-.025em}
.section-heading p{font-size:15px;margin:0;color:#334e68}
.product-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:18px}
.product-card{height:390px;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px 28px 26px 24px;display:grid;grid-template-columns:minmax(0,1fr) 205px;align-items:center;overflow:hidden;background:#fff}
.product-copy{min-width:0;position:relative;z-index:2;display:flex;flex-direction:column;align-self:stretch;justify-content:center}
.product-title-row{display:flex;gap:17px;align-items:center}
.app-icon{width:92px;height:92px;border-radius:21px;object-fit:cover;box-shadow:0 8px 20px rgba(10,41,72,.14);flex:0 0 auto}
.product-title-copy{min-width:0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:10px;font-weight:900;color:var(--orange);margin:0 0 4px}
.product-card h3{font-size:22px;text-transform:uppercase;margin:0;color:var(--navy);line-height:1.15}
.tagline{color:var(--orange);font-weight:700;font-size:13px;margin:4px 0 0}
.product-description{font-size:14px;line-height:1.5;max-width:330px;margin:16px 0 16px;color:#203c58}
.product-actions{display:grid;grid-template-columns:max-content max-content;gap:9px 10px;align-items:center}
.product-actions .btn{padding:9px 16px;font-size:13px}

.app-store-badge{grid-column:1 / span 2;display:inline-flex;align-items:center;gap:9px;width:164px;height:48px;padding:5px 12px;border-radius:8px;background:#050505;color:#fff;border:1px solid #2a2a2a;box-shadow:inset 0 0 0 1px rgba(255,255,255,.06);line-height:1}
.app-store-badge:hover{transform:translateY(-1px);box-shadow:0 5px 12px rgba(0,0,0,.12)}
.apple-mark{width:26px;height:30px;display:grid;place-items:center;font-size:0;position:relative;flex:0 0 26px}
.apple-mark::before{content:"";position:absolute;width:18px;height:20px;background:#fff;border-radius:48% 52% 50% 50%/55% 55% 45% 45%;left:3px;top:8px;transform:rotate(-7deg)}
.apple-mark::after{content:"";position:absolute;width:8px;height:4px;background:#fff;border-radius:90% 10% 90% 10%;left:14px;top:2px;transform:rotate(-32deg)}
.store-copy{display:flex;flex-direction:column;align-items:flex-start;gap:1px;white-space:nowrap}
.store-copy span{font-size:8px;letter-spacing:.015em;font-weight:600}
.store-copy strong{font-size:19px;font-weight:500;letter-spacing:-.025em}
.ready-label{display:inline-flex;align-items:center;gap:6px;color:#2f6d45;font-size:11px;font-weight:800;margin-top:6px}
.ready-label span{width:8px;height:8px;border-radius:50%;background:#2da44e}

.phone-wrap{display:flex;align-items:center;justify-content:center;align-self:stretch;position:relative;z-index:1}
.phone-wrap img{height:258px;width:auto;max-width:92%;object-fit:contain;filter:drop-shadow(0 10px 8px rgba(10,41,72,.16))}
.phone-left img{transform:none}
.phone-right img{transform:none}
.billpay-card{grid-template-columns:minmax(0,1fr) 220px;height:390px}
.ipad-wrap{display:flex;align-items:center;justify-content:center;align-self:stretch;position:relative;z-index:1;padding-left:10px;overflow:visible}
.ipad-device{position:relative;width:205px;aspect-ratio:1.439/1;background:#111;border:2px solid #2a2a2a;border-radius:20px;padding:9px;box-shadow:0 14px 24px rgba(10,41,72,.18);transform:perspective(900px) rotateX(2deg) rotateY(-8deg) rotateZ(7deg);transform-origin:center center;overflow:visible}
.ipad-screen{width:100%;height:100%;overflow:hidden;border-radius:12px;background:#fff}
.ipad-screen img{display:block;width:100%;height:100%;object-fit:cover;transform:none;border:0;box-shadow:none;border-radius:0}
.ipad-camera{position:absolute;top:4px;left:50%;width:5px;height:5px;margin-left:-2.5px;border-radius:50%;background:#050505;z-index:3;box-shadow:0 0 0 1px rgba(255,255,255,.06)}
.status-pill{display:inline-flex;align-items:center;gap:8px;border:1px solid #aebfce;border-radius:8px;padding:8px 13px;font-weight:700;font-size:13px;width:max-content}
.status-pill span{width:10px;height:10px;background:var(--orange);border-radius:50%}
.status-pill.ready span{background:#2da44e}
.billpay-actions{align-items:center;margin-top:-2px}
.all-apps{display:block;text-align:center;color:var(--orange);font-weight:800;font-size:15px;margin-top:20px}

.principles{padding:30px 0 34px;background:linear-gradient(#fff,#fbfcfe)}
.centered-heading{text-align:center;font-size:22px;margin:0 0 30px;color:var(--navy);letter-spacing:-.01em}
.principle-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.principle{display:grid;grid-template-columns:67px 1fr;gap:15px;padding:8px 28px;border-right:1px solid var(--line);align-items:start}
.principle:first-child{padding-left:0}.principle:last-child{border-right:0;padding-right:0}
.round-icon{width:60px;height:60px;border:2px solid var(--navy);border-radius:50%;display:grid;place-items:center}
.round-icon svg{width:35px;height:35px;fill:none;stroke:var(--orange);stroke-width:3.1;stroke-linecap:round;stroke-linejoin:round}
.principle:nth-child(2) .round-icon svg{stroke:var(--navy)}
.principle:nth-child(2) .round-icon svg circle:first-child{stroke:var(--orange)}
.principle h3{margin:3px 0 5px;font-size:16px}
.principle p{margin:0;color:#334e68;font-size:13px;line-height:1.45}

.about-section{padding:0 0 30px;background:#fbfcfe}
.about-card{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:14px;display:grid;grid-template-columns:1.05fr 1.35fr .72fr;gap:26px;align-items:center;background:#fff}
.about-card>img{width:100%;height:205px;object-fit:cover;border-radius:14px}
.about-copy h2{font-size:22px;line-height:1.15;margin:0 0 9px;color:var(--navy);letter-spacing:-.015em}
.about-copy p,.contact-callout p{color:#334e68;margin:9px 0;font-size:13px;line-height:1.5}
.contact-callout{border-left:1px solid var(--line);padding-left:24px}
.contact-callout h3{font-size:16px;margin:0;color:var(--navy)}
.contact-callout .btn{margin-top:9px;width:100%;padding:9px 14px;font-size:13px}

.site-footer{background:linear-gradient(135deg,#06253f,#0a3152);color:#fff;padding:28px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.25fr .8fr .8fr .9fr 1.05fr;gap:30px;align-items:start}
.footer-brand img{width:170px;height:64px;object-fit:contain;object-position:left center;filter:brightness(0) invert(1)}
.footer-brand p{margin:7px 0 0;font-size:13px}
.site-footer h3{font-size:11px;text-transform:uppercase;letter-spacing:.05em;margin:0 0 9px}
.site-footer a{display:block;color:#fff;margin:5px 0;opacity:.96;font-size:12px}
.site-footer a:hover{color:#ff9a78}
.copyright{border-left:1px solid rgba(255,255,255,.24);padding-left:24px;align-self:stretch;display:flex;flex-direction:column;justify-content:center}
.copyright p{margin:2px 0;font-size:12px}

/* shared interior pages */
.content-page{padding:70px 0 100px}
.content-page .narrow{width:min(820px,calc(100% - 48px));margin:auto}
.content-page h1{font-size:48px;color:var(--navy);margin:0 0 14px}
.content-page h2{margin-top:42px;color:var(--navy)}
.content-page p,.content-page li{color:#334e68;font-size:17px}
.notice{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:24px 0}
.support-section{background:var(--soft);padding:58px 0}.support-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.support-links{display:grid;gap:12px}.support-links a{background:#fff;border:1px solid var(--line);border-radius:12px;padding:17px 20px;font-weight:800;display:flex;justify-content:space-between}
.contact-form-section{padding:58px 0}.contact-form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.contact-form-wrap form{display:grid;gap:16px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}label{font-weight:800;display:grid;gap:7px}input,textarea{font:inherit;border:1px solid #bdcad6;border-radius:9px;padding:12px 14px;color:var(--text);background:#fff}.hidden{display:none}

@media (max-width:980px){
  .nav-links{gap:22px}.nav-cta{display:none}
  .hero-grid{grid-template-columns:1fr 1fr}.hero-art{margin-right:-78px}
  .product-grid{grid-template-columns:1fr}.product-card{height:390px;grid-template-columns:1fr 205px;padding-right:28px}.billpay-card{grid-template-columns:1fr 240px;height:390px}.phone-wrap img{height:263px;max-width:90%}.ipad-device{width:225px}
  .principle{padding:10px 16px}.principle:first-child{padding-left:0}.principle:last-child{padding-right:0}
  .about-card{grid-template-columns:1fr 1fr}.contact-callout{grid-column:1/-1;border-left:0;border-top:1px solid var(--line);padding:18px 0 2px}
  .footer-grid{grid-template-columns:1.4fr 1fr 1fr}.copyright{border-left:0;padding-left:0}
}
@media (max-width:720px){
  .wrap{width:min(100% - 28px,1120px)}
  .nav-wrap{height:76px}.brand img{width:150px;height:58px}
  .menu-toggle{display:block}.nav-links{position:absolute;left:14px;right:14px;top:70px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:16px;display:none;flex-direction:column;align-items:stretch;gap:6px}.nav-links.open{display:flex}.nav-links a{padding:9px 8px}
  .hero-grid{grid-template-columns:1fr}.hero-copy{padding:42px 0 14px}.hero h1{font-size:48px}.hero-copy>p{font-size:17px}.hero-art{margin:0 -14px 0 0;height:285px}.hero-art::before{background:linear-gradient(180deg,#fff 0%,rgba(255,255,255,.72) 8%,rgba(255,255,255,0) 24%)}.hero-art img{max-height:305px;width:104%}
  .products{padding-top:30px}.section-heading h2{font-size:30px}
  .product-card{height:auto;min-height:455px;grid-template-columns:1fr 150px;padding:20px 18px 20px 16px}.billpay-card{grid-template-columns:1fr 205px;height:auto;min-height:455px}.app-icon{width:80px;height:80px;border-radius:18px}.product-card h3{font-size:20px}.product-description{font-size:14px;margin:18px 0}.phone-wrap img{height:225px;max-width:92%}.ipad-device{width:185px}.product-actions{gap:8px;grid-template-columns:max-content max-content}.product-actions .btn{padding:9px 12px}.app-store-badge{width:154px;height:45px}.store-copy strong{font-size:18px}
  .principle-grid{grid-template-columns:1fr}.principle{border-right:0;border-bottom:1px solid var(--line);padding:18px 0}.principle:last-child{border-bottom:0}.centered-heading{font-size:21px}
  .about-card{grid-template-columns:1fr}.about-card>img{height:220px}.contact-callout{grid-column:auto}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-brand,.copyright{grid-column:1/-1}
  .content-page .narrow{width:min(100% - 28px,820px)}
}
@media (max-width:500px){
  .product-card,.billpay-card{grid-template-columns:1fr;min-height:0}.phone-wrap{order:2;height:260px;margin-top:4px}.phone-wrap img{height:235px;max-width:90%}.ipad-wrap{order:2;height:250px;margin-top:10px;padding-left:0}.ipad-device{width:min(82%,290px);transform:perspective(900px) rotateX(2deg) rotateY(-8deg) rotateZ(7deg)}.product-title-row{align-items:flex-start}.product-actions{margin-bottom:2px}
}

/* v1.8 production-readiness additions */
.app-store-disabled{cursor:default;opacity:.72;user-select:none}
.support-note{font-size:14px!important;line-height:1.55}

/* v2.0 visual-finish pass — preserve OPS layout and assets, enrich depth and color */
body{
  background:linear-gradient(180deg,#f7fbff 0%,#ffffff 18%,#ffffff 82%,#f7fbff 100%);
}
.site-header{
  background:rgba(255,255,255,.96);
  border-bottom:1px solid rgba(10,41,72,.08);
  box-shadow:0 6px 22px rgba(10,41,72,.05);
}
.hero{
  border-bottom:0;
  background:
    radial-gradient(circle at 82% 22%,rgba(255,119,57,.13),transparent 26%),
    radial-gradient(circle at 66% 74%,rgba(25,123,196,.16),transparent 30%),
    linear-gradient(118deg,#f8fcff 0%,#ffffff 37%,#eef8ff 67%,#fff3ec 100%);
}
.hero::after{
  content:"";
  position:absolute;
  left:0;right:0;bottom:0;height:5px;
  background:linear-gradient(90deg,var(--navy) 0%,#1577b8 48%,var(--orange) 100%);
  opacity:.9;
}
.hero-copy::before{
  content:"OVERPREPARED SYSTEMS";
  display:block;
  margin-bottom:14px;
  color:#2f76a5;
  font-size:11px;
  font-weight:900;
  letter-spacing:.2em;
}
.hero-copy>p{color:#294761}
.hero .btn-outline{background:rgba(255,255,255,.78);backdrop-filter:blur(4px)}
.hero-art{filter:drop-shadow(0 22px 30px rgba(10,41,72,.12))}

.products{
  padding:44px 0 40px;
  background:
    radial-gradient(circle at 0% 25%,rgba(31,122,187,.08),transparent 26%),
    radial-gradient(circle at 100% 78%,rgba(255,91,34,.08),transparent 26%),
    linear-gradient(180deg,#ffffff 0%,#f8fbfe 100%);
}
.section-heading{position:relative;padding-left:16px}
.section-heading::before{content:"";position:absolute;left:0;top:3px;bottom:3px;width:4px;border-radius:4px;background:linear-gradient(var(--navy),#2b89c6,var(--orange))}
.product-card{
  border:1px solid rgba(19,72,112,.14);
  box-shadow:0 18px 44px rgba(10,41,72,.10);
  position:relative;
  isolation:isolate;
}
.product-card::before{
  content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background:linear-gradient(135deg,rgba(230,245,255,.82) 0%,rgba(255,255,255,.96) 44%,rgba(255,255,255,1) 100%);
}
.billpay-card::before{
  background:linear-gradient(135deg,rgba(255,244,236,.86) 0%,rgba(255,255,255,.97) 45%,rgba(255,255,255,1) 100%);
}
.product-card::after{
  content:"";position:absolute;left:0;top:0;bottom:0;width:6px;z-index:0;
  background:linear-gradient(180deg,#178bc9,#0a2948);
}
.billpay-card::after{background:linear-gradient(180deg,#ff7a32,#ff4b13)}
.product-card:hover{transform:translateY(-2px);box-shadow:0 24px 54px rgba(10,41,72,.14);transition:transform .2s ease,box-shadow .2s ease}
.all-apps{width:max-content;margin:24px auto 0;padding:9px 16px;border-radius:999px;background:#fff;border:1px solid rgba(255,75,19,.22);box-shadow:0 8px 18px rgba(10,41,72,.05)}

.principles{
  padding:42px 0 44px;
  background:
    linear-gradient(120deg,rgba(7,42,73,.98),rgba(10,55,91,.98)),
    #0a2948;
  color:#fff;
  position:relative;
  overflow:hidden;
}
.principles::before{
  content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-130px;top:-210px;
  background:radial-gradient(circle,rgba(30,144,214,.2),transparent 68%);
}
.principles .centered-heading{color:#fff;font-size:24px}
.principle{border-right:1px solid rgba(255,255,255,.18)}
.principle h3{color:#fff}
.principle p{color:#d5e3ee}
.round-icon{border-color:rgba(255,255,255,.7);background:rgba(255,255,255,.06);box-shadow:inset 0 0 24px rgba(255,255,255,.03)}
.principle:nth-child(2) .round-icon svg{stroke:#fff}
.principle:nth-child(2) .round-icon svg circle:first-child{stroke:#ff875b}

.about-section{
  padding:42px 0 44px;
  background:
    radial-gradient(circle at 18% 20%,rgba(36,132,197,.11),transparent 30%),
    linear-gradient(180deg,#f5faff,#eef6fb);
}
.about-card{
  border:1px solid rgba(19,72,112,.16);
  box-shadow:0 20px 50px rgba(10,41,72,.11);
  background:linear-gradient(135deg,#ffffff 0%,#fbfdff 70%,#fff8f3 100%);
}
.about-card>img{box-shadow:0 10px 24px rgba(10,41,72,.14)}
.contact-callout{border-left-color:rgba(10,41,72,.16)}
.contact-callout .btn-outline{background:#fff7f3}

.site-footer{border-top:4px solid #1685c2;background:linear-gradient(135deg,#041d33 0%,#07385d 58%,#0b426c 100%)}

@media (max-width:720px){
  .hero-copy::before{margin-bottom:10px}
  .products{padding-top:36px}
  .section-heading{padding-left:14px}
  .principles{padding:36px 0}
  .principle{border-right:0;border-bottom:1px solid rgba(255,255,255,.18)}
  .about-section{padding:32px 0}
}


/* v2.1 — unified OPS hero + pre-release App Store cleanup
   Keep the existing OPS artwork and structure; make the hero read as one composition. */
.hero{
  background:
    linear-gradient(90deg,
      rgba(248,252,255,.98) 0%,
      rgba(248,252,255,.96) 30%,
      rgba(248,252,255,.78) 47%,
      rgba(248,252,255,.22) 66%,
      rgba(248,252,255,.04) 100%),
    url("assets/hero-art.png") right center / auto 112% no-repeat,
    linear-gradient(118deg,#f8fcff 0%,#eef8ff 66%,#fff3ec 100%);
}
.hero-grid{
  grid-template-columns:.93fr 1.07fr;
}
.hero-copy{
  padding-top:68px;
  padding-bottom:72px;
}
.hero-art{
  min-height:475px;
  margin-right:-54px;
  filter:none;
}
/* The OPS hero artwork is now the section background instead of a separate rectangular image. */
.hero-art img{
  opacity:0;
  pointer-events:none;
}
.hero-art::before{
  display:none;
}
.hero-copy::after{
  content:"";
  position:absolute;
  left:-32px;
  top:28px;
  width:560px;
  height:390px;
  z-index:-1;
  border-radius:50%;
  background:radial-gradient(ellipse at center,rgba(255,255,255,.92) 0%,rgba(255,255,255,.58) 48%,rgba(255,255,255,0) 74%);
  pointer-events:none;
}

/* Until the apps are actually on the App Store, don't imitate Apple's official badge.
   This is intentionally an OPS-branded release-status element. */
.coming-soon-badge{
  grid-column:1 / span 2;
  display:inline-flex;
  align-items:center;
  gap:9px;
  width:max-content;
  min-width:154px;
  height:46px;
  padding:6px 13px;
  border-radius:10px;
  color:var(--navy);
  background:linear-gradient(135deg,#f5faff,#edf6fc);
  border:1px solid rgba(19,72,112,.20);
  box-shadow:0 5px 14px rgba(10,41,72,.07),inset 0 1px 0 rgba(255,255,255,.85);
  user-select:none;
}
.coming-soon-dot{
  width:10px;
  height:10px;
  border-radius:50%;
  background:var(--orange);
  box-shadow:0 0 0 4px rgba(255,91,34,.11);
  flex:0 0 auto;
}
.coming-soon-badge>span:last-child{
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  line-height:1.05;
}
.coming-soon-badge strong{
  font-size:13px;
  font-weight:900;
  letter-spacing:.01em;
}
.coming-soon-badge small{
  margin-top:3px;
  font-size:9px;
  font-weight:700;
  color:#61798e;
  letter-spacing:.025em;
}

@media(max-width:760px){
  .hero{
    background:
      linear-gradient(180deg,
        rgba(248,252,255,.98) 0%,
        rgba(248,252,255,.94) 43%,
        rgba(248,252,255,.48) 67%,
        rgba(248,252,255,.08) 100%),
      url("assets/hero-art.png") center bottom / auto 58% no-repeat,
      linear-gradient(180deg,#f8fcff,#eef8ff 72%,#fff3ec);
  }
  .hero-copy{padding:44px 0 18px}
  .hero-art{height:265px;min-height:265px;margin:0}
  .hero-copy::after{left:-70px;top:15px;width:520px;height:350px}
}

/* v2.2 — photo-rich finish using ONLY the real OPS site assets/content.
   The generated concept image is a density/composition reference only. */

/* Make the top read as one photo-backed composition instead of white copy + image block. */
.hero{
  min-height:540px;
  background:
    linear-gradient(90deg,
      rgba(245,250,254,.97) 0%,
      rgba(245,250,254,.93) 31%,
      rgba(245,250,254,.72) 48%,
      rgba(245,250,254,.18) 68%,
      rgba(245,250,254,.04) 100%),
    url("assets/hero-art.png") right center / cover no-repeat;
  box-shadow:inset 0 -1px 0 rgba(10,41,72,.10);
}
.hero-grid{min-height:540px;grid-template-columns:.90fr 1.10fr}
.hero-copy{padding:82px 0 84px}
.hero-copy::after{
  left:-70px;top:34px;width:650px;height:455px;
  background:radial-gradient(ellipse at 42% 48%,rgba(255,255,255,.96) 0%,rgba(255,255,255,.72) 47%,rgba(255,255,255,.12) 76%,rgba(255,255,255,0) 84%);
}
.hero-art{min-height:540px}
.hero-art img{opacity:0}

/* Pull the products closer to the hero and give the whole area visual continuity. */
.products{
  margin-top:0;
  padding:42px 0 52px;
  background:
    linear-gradient(180deg,rgba(240,247,252,.92),rgba(248,251,253,.96)),
    url("assets/about-photo.png") center 44% / cover fixed no-repeat;
}
.products .wrap{position:relative;z-index:1}
.products::before{
  content:"";
  position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(255,255,255,.28),rgba(238,246,251,.52));
  pointer-events:none;
}
.products{position:relative;overflow:hidden}
.section-heading h2,.section-heading p{position:relative;z-index:2}

/* Each real app card gets a background made from that app's actual device artwork. */
.product-card{
  min-height:410px;
  border:1px solid rgba(255,255,255,.72);
  box-shadow:0 22px 52px rgba(5,32,55,.20);
  backdrop-filter:blur(9px);
  -webkit-backdrop-filter:blur(9px);
}
.product-card::before{
  background:
    linear-gradient(90deg,rgba(247,252,255,.97) 0%,rgba(247,252,255,.93) 51%,rgba(247,252,255,.55) 72%,rgba(247,252,255,.26) 100%),
    url("assets/overprepared-phone.png") 118% 48% / auto 145% no-repeat,
    linear-gradient(135deg,#dff2ff,#ffffff 56%,#c7e9fb);
}
.billpay-card::before{
  background:
    linear-gradient(90deg,rgba(255,249,244,.97) 0%,rgba(255,249,244,.93) 51%,rgba(255,249,244,.57) 72%,rgba(255,249,244,.28) 100%),
    url("assets/billpay-ipad.png") 118% 48% / auto 138% no-repeat,
    linear-gradient(135deg,#fff0e4,#ffffff 56%,#ffe0cb);
}
.product-card::after{width:5px;opacity:.9}
.product-card .product-copy{padding-right:8px}
.product-card .phone-wrap,.product-card .ipad-wrap{
  position:relative;z-index:2;
  filter:drop-shadow(0 20px 24px rgba(6,32,55,.23));
}
.product-card .app-icon{border:1px solid rgba(255,255,255,.78)}
.product-card .product-description{
  background:rgba(255,255,255,.58);
  border:1px solid rgba(255,255,255,.64);
  border-radius:12px;
  padding:10px 12px;
  margin-left:-12px;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.7);
}
.product-actions .btn{box-shadow:0 7px 16px rgba(7,38,66,.10)}
.coming-soon-badge{background:rgba(255,255,255,.78);backdrop-filter:blur(7px)}

/* Let the principles band keep the rich, finished lower-page look. */
.principles{
  background:
    linear-gradient(120deg,rgba(4,30,53,.96),rgba(7,57,94,.94)),
    url("assets/about-photo.png") center 58% / cover no-repeat;
}
.principles::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:linear-gradient(180deg,rgba(0,0,0,.05),rgba(0,0,0,.18));
}
.principles .wrap{position:relative;z-index:1}

/* Keep about card as real content, but let it float cleanly over the page instead of another white block. */
.about-section{
  background:
    linear-gradient(180deg,rgba(242,249,253,.92),rgba(231,242,249,.96)),
    url("assets/hero-art.png") center 62% / cover no-repeat;
}
.about-card{background:rgba(255,255,255,.91);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}

@media(max-width:900px){
  .hero{background-position:62% center}
  .product-card::before{background-size:auto 128%}
  .billpay-card::before{background-size:auto 122%}
}

@media(max-width:720px){
  .hero{
    min-height:auto;
    background:
      linear-gradient(180deg,rgba(248,252,255,.98) 0%,rgba(248,252,255,.94) 48%,rgba(248,252,255,.45) 72%,rgba(248,252,255,.08) 100%),
      url("assets/hero-art.png") center bottom / cover no-repeat;
  }
  .hero-grid{min-height:auto}
  .hero-copy{padding:48px 0 250px}
  .hero-art{display:none}
  .products{background-attachment:scroll}
  .product-card::before,
  .billpay-card::before{background-position:130% 70%;background-size:auto 104%}
}

/* v2.3 — clean, accurate Our Apps section using the current app screenshots.
   Intentionally removes decorative card backgrounds, edge bars, ghost imagery,
   and photo/color treatments from this section only. */
.products{
  padding:40px 0 42px !important;
  margin-top:0 !important;
  background:#fff !important;
  position:relative;
  overflow:visible;
}
.products::before{display:none !important}
.products .wrap{position:relative;z-index:1}
.section-heading{margin-bottom:20px}
.section-heading h2{font-size:38px;margin-bottom:3px}
.section-heading p{font-size:16px;color:#52677d}
.product-grid{gap:22px;margin-top:0}
.product-card,
.billpay-card{
  height:410px !important;
  min-height:410px !important;
  grid-template-columns:minmax(0,1fr) 220px !important;
  padding:28px 24px 26px 28px !important;
  background:#fff !important;
  border:1px solid #e4e9ee !important;
  border-radius:22px !important;
  box-shadow:0 12px 30px rgba(10,41,72,.08) !important;
  overflow:hidden;
  backdrop-filter:none !important;
  -webkit-backdrop-filter:none !important;
}
.product-card::before,
.product-card::after,
.billpay-card::before,
.billpay-card::after{display:none !important}
.product-card .product-copy{padding-right:8px}
.product-title-row{gap:16px}
.app-icon{
  width:86px;height:86px;border-radius:20px;
  border:0 !important;
  box-shadow:0 7px 18px rgba(10,41,72,.12) !important;
}
.eyebrow{font-size:10px;letter-spacing:.12em;margin-bottom:5px}
.product-card h3{font-size:25px}
.tagline{font-size:14px;color:#51677d;font-weight:600;margin-top:5px}
.ready-label{display:none}
.product-description{
  max-width:335px;
  font-size:14px;
  line-height:1.55;
  color:#203c58;
  margin:21px 0 18px !important;
  padding:0 !important;
  background:none !important;
  border:0 !important;
  border-radius:0 !important;
  box-shadow:none !important;
}
.product-actions{gap:10px;grid-template-columns:max-content max-content}
.product-actions .btn{padding:10px 18px;font-size:13px;box-shadow:none !important}
.coming-soon-badge{
  margin-top:2px;
  min-width:175px;
  height:50px;
  background:#f7f9fb !important;
  border:1px solid #e3e8ed !important;
  box-shadow:none !important;
  backdrop-filter:none !important;
}
.coming-soon-dot{background:var(--orange)}

/* Simple device frames using the current screenshots exactly as supplied. */
.device-wrap{
  align-self:stretch;
  display:flex;
  align-items:center;
  justify-content:center;
  position:relative;
  z-index:2;
  overflow:visible;
}
.device-shell{
  position:relative;
  background:#11171d;
  border:2px solid #252c32;
  padding:7px;
  box-shadow:0 13px 24px rgba(10,41,72,.18);
}
.device-shell::before{
  content:"";
  position:absolute;
  top:3px;left:50%;transform:translateX(-50%);
  width:28px;height:3px;border-radius:999px;
  background:#05080a;
  opacity:.9;
  z-index:3;
}
.device-screen{width:100%;height:100%;overflow:hidden;background:#000}
.device-screen img{width:100%;height:100%;object-fit:cover;display:block}
.portrait-shell{
  width:174px;
  aspect-ratio:1016/1536;
  border-radius:24px;
  transform:rotate(4deg);
}
.portrait-shell .device-screen{border-radius:17px}
.landscape-shell{
  width:230px;
  aspect-ratio:1472/1024;
  border-radius:20px;
  transform:rotate(3deg);
}
.landscape-shell .device-screen{border-radius:13px}

.all-apps{margin-top:24px}

@media(max-width:980px){
  .product-grid{grid-template-columns:1fr}
  .product-card,.billpay-card{grid-template-columns:minmax(0,1fr) 250px !important}
  .portrait-shell{width:180px}
  .landscape-shell{width:245px}
}
@media(max-width:760px){
  .products{padding:32px 0 36px !important}
  .section-heading h2{font-size:32px}
  .product-card,.billpay-card{
    height:auto !important;min-height:0 !important;
    grid-template-columns:1fr !important;
    gap:20px;
  }
  .device-wrap{padding-top:4px}
  .portrait-shell{width:190px;transform:rotate(2deg)}
  .landscape-shell{width:min(100%,310px);transform:rotate(2deg)}
}

/* v2.10 — photographic hardware, perspective-fitted to the supplied screens. */
.device-render{
  display:block;
  flex:0 0 auto;
  height:auto;
  max-width:none;
  position:relative;
  z-index:2;
  pointer-events:none;
  user-select:none;
}
.phone-device-render{width:168px}
.ipad-device-render{width:292px}

@media(max-width:980px){
  .phone-device-render{width:178px}
  .ipad-device-render{width:304px}
}

@media(max-width:760px){
  .phone-device-render{width:190px;max-width:82vw}
  .ipad-device-render{width:330px;max-width:92vw}
}


/* v3.03: The dark footer now uses the dedicated white-letter OPS logo, without a white backing box. */
.footer-brand img{
  width:196px;
  height:76px;
  object-fit:contain;
  object-position:left center;
  filter:none;
  background:transparent;
  border-radius:0;
  padding:0;
  box-shadow:none;
}
/* Ensure keyboard users can follow the navigation. */
.menu-toggle:focus-visible,.nav-links a:focus-visible,.btn:focus-visible{outline:3px solid #ff7b42;outline-offset:3px}

/* v3.04: Bill Pay text and controls must fit beside, never behind, device artwork. */
.product-card,.billpay-card{height:auto !important;min-height:430px !important}
.product-card .product-copy{min-height:0}
.product-actions{display:flex !important;flex-wrap:wrap;align-items:center;gap:10px;max-width:100%}
.product-actions .btn,.product-actions .coming-soon-badge{flex:0 0 auto}
.device-wrap{min-width:0}
.ipad-device-render,.phone-device-render{max-width:100% !important}
.faq-text-link{font-size:13px;font-weight:800;color:var(--orange);text-decoration:underline;text-underline-offset:3px;white-space:nowrap}
.faq-text-link:hover{color:var(--navy)}
@media(max-width:1150px) and (min-width:761px){
 .product-grid{grid-template-columns:1fr !important}
 .product-card,.billpay-card{grid-template-columns:minmax(0,1fr) 310px !important;min-height:345px !important}
}
@media(max-width:760px){.product-card,.billpay-card{min-height:0 !important}}
/* Bill Pay guide and support content, without changing the rest of the website. */
.help-page{background:#fbfcfe}
.help-page .narrow{width:min(900px,calc(100% - 40px))}
.help-page h1{line-height:1.12;letter-spacing:-.035em}
.help-page h2{color:var(--navy)}
.help-page p{line-height:1.65}
.help-lede{font-size:19px !important;color:#4a637b !important;margin:0 0 30px}
.help-back{font-size:14px !important;font-weight:700;color:var(--orange) !important;margin:0 0 26px}
.guide-intro{background:#fff;border:1px solid #dde6ee;border-left:4px solid var(--orange);border-radius:13px;padding:19px 24px;margin:25px 0 28px;color:#24445f;font-size:16px;line-height:1.6}
.guide-jumps{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 28px}
.guide-jumps a{background:#eef4f8;color:var(--navy);border:1px solid #d9e4ec;border-radius:999px;padding:8px 13px;font-size:13px;font-weight:700}
.guide-jumps a:hover{border-color:var(--orange);color:var(--orange)}
.guide-section{padding:29px 32px 28px;margin:0 0 16px;background:#fff;border:1px solid #e1e8ee;border-radius:16px;box-shadow:0 5px 18px rgba(10,41,72,.035);scroll-margin-top:25px}
.guide-section .guide-step{font-size:12px;font-weight:900;letter-spacing:.13em;color:var(--orange)}
.guide-section h2{font-size:23px;margin:5px 0 12px}
.guide-section p,.guide-section li{font-size:16px;line-height:1.7}
.guide-section p{margin:12px 0 0}
.guide-section ol{padding-left:23px;margin:12px 0}
.guide-section li{padding-left:5px;margin:5px 0}
.help-next{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:28px 30px;background:#eef5fa;border:1px solid #dbe7ef;border-radius:16px;margin:35px 0 20px;scroll-margin-top:25px}
.help-next h2{font-size:22px;margin:0 0 7px}
.help-next p{margin:0;font-size:15px}
.help-inline-actions{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.help-inline-actions .btn{font-size:13px;white-space:nowrap}
.help-fineprint{color:#647a8f !important;font-size:13px !important;margin-top:26px}
.support-product-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:30px 0 46px;scroll-margin-top:24px}
.support-product{background:#fff;border:1px solid #dfe8ef;border-radius:17px;padding:24px;box-shadow:0 8px 24px rgba(10,41,72,.045)}
.support-product-heading{display:flex;align-items:center;gap:14px}
.support-product-heading img{width:66px;height:66px;border-radius:14px;object-fit:cover;flex:0 0 66px}
.support-product-heading h2{font-size:22px;margin:0 !important;text-transform:none}
.support-product-heading .eyebrow{margin:0 0 3px;font-size:10px}
.support-product>p{font-size:15px;min-height:74px;margin:18px 0 18px}
.support-product.is-coming-soon{background:#f9fbfd}
.support-soon{display:inline-block;background:#eaf0f4;color:#52677d;padding:10px 15px;border-radius:8px;font-size:13px;font-weight:800}
.faq-section{scroll-margin-top:30px}
.faq-section h2{font-size:29px;margin:0 0 8px}
.faq-section>p:not(.eyebrow){margin:0 0 22px;font-size:15px}
.faq-list{display:grid;gap:11px}
.faq-list details{background:#fff;border:1px solid #e0e8ee;border-radius:12px;padding:0 20px}
.faq-list summary{padding:18px 28px 18px 0;color:var(--navy);font-weight:800;font-size:16px;cursor:pointer;position:relative;list-style:none}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:'+';position:absolute;right:0;top:14px;color:var(--orange);font-size:24px;font-weight:400}
.faq-list details[open] summary::after{content:'−'}
.faq-list details[open] summary{border-bottom:1px solid #edf1f4}
.faq-list details p{font-size:15px;line-height:1.7;margin:15px 0 18px}
.support-address{font-size:14px;font-weight:750;color:var(--navy);overflow-wrap:anywhere}
@media(max-width:680px){
 .support-product-grid{grid-template-columns:1fr}
 .support-product>p{min-height:0}
 .help-next{flex-direction:column;align-items:flex-start;padding:22px}
 .guide-section{padding:22px 20px}
 .help-page h1{font-size:36px}
 .help-page .narrow{width:min(100% - 28px,900px)}
}

/* v3.05 — Overprepared Learn More: actual product overview, no internal notes or user-guide links. */
.travel-page{background:#fff}
.travel-page .eyebrow{font-size:11px;letter-spacing:.15em}
.travel-intro{background:linear-gradient(115deg,#fff 0%,#f8fbfe 53%,#edf6fa 100%);border-bottom:1px solid #e0e9ee;overflow:hidden}
.travel-intro-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:center;gap:35px;min-height:590px}
.travel-intro-copy{padding:66px 0 72px}
.travel-intro h1{font-size:clamp(41px,4.5vw,61px);line-height:1.08;letter-spacing:-.04em;margin:15px 0 23px;color:var(--navy)}
.travel-intro h1 span{color:var(--orange)}
.travel-lede{font-size:19px;line-height:1.65;max-width:590px;color:#35516b;margin:0 0 28px}
.travel-intro-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.travel-release-note{display:flex;align-items:center;gap:10px;color:#62798c;font-size:13px;font-weight:700;margin:26px 0 0}
.travel-release-note .coming-soon-dot{display:inline-block;flex:none}
.travel-intro-device{display:flex;align-self:stretch;align-items:center;justify-content:center;padding:20px 0}
.travel-intro-device img{width:min(100%,410px);height:auto;object-fit:contain;filter:drop-shadow(0 18px 22px rgba(3,32,55,.16))}
.travel-countdown{padding:75px 0 72px;background:linear-gradient(125deg,#072741,#103e62);color:#fff}
.travel-countdown-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:72px;align-items:start}
.travel-countdown .eyebrow{color:#ff956f}
.travel-countdown h2{font-size:clamp(28px,3vw,40px);letter-spacing:-.03em;line-height:1.2;margin:12px 0 23px;color:#fff}
.travel-countdown-grid>div>p:not(.eyebrow){line-height:1.7;color:#d5e2ed;font-size:16px}
.travel-countdown-points{display:grid;gap:23px}
.travel-countdown-points article{display:grid;grid-template-columns:44px 1fr;gap:14px;padding-bottom:23px;border-bottom:1px solid rgba(255,255,255,.15)}
.travel-countdown-points article:last-child{padding-bottom:0;border-bottom:0}
.travel-feature-number{font-size:13px;font-weight:900;color:#ff976e;letter-spacing:.05em;padding-top:4px}
.travel-countdown h3{font-size:19px;margin:0 0 6px;color:#fff}
.travel-countdown-points p{font-size:15px;line-height:1.65;color:#d5e2ed;margin:0}
.travel-features{padding:72px 0 84px;background:#fbfcfe}
.travel-section-heading{max-width:690px;margin-bottom:29px}
.travel-section-heading h2{font-size:clamp(29px,3.4vw,41px);letter-spacing:-.035em;line-height:1.19;margin:8px 0 14px;color:var(--navy)}
.travel-section-heading>p:not(.eyebrow){font-size:16px;line-height:1.7;color:#47637a;margin:0}
.travel-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}
.travel-feature-card{background:#fff;padding:26px 25px;border:1px solid #dfe8ef;border-radius:17px;box-shadow:0 5px 16px rgba(10,41,72,.04)}
.travel-card-symbol{display:inline-flex;align-items:center;justify-content:center;width:43px;height:43px;border-radius:13px;background:#eaf3fa;color:var(--navy);font-size:25px;font-weight:800;margin-bottom:18px}
.travel-feature-card:nth-child(3n + 2) .travel-card-symbol{background:#fff0e9;color:#ec561f}
.travel-feature-card h3{font-size:18px;color:var(--navy);margin:0 0 9px;line-height:1.3}
.travel-feature-card p{font-size:14px;color:#456078;line-height:1.7;margin:0}
.travel-closing{padding:43px 0 52px;background:#fff;border-top:1px solid #e4ecf1}
.travel-closing-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}
.travel-closing-inner>div{max-width:725px}
.travel-closing h2{font-size:25px;line-height:1.3;color:var(--navy);margin:6px 0 12px}
.travel-closing p{font-size:15px;color:#4b667c;line-height:1.65;margin:0 0 6px}
.travel-closing .travel-manual-note{color:#678095;font-size:13px;margin-top:12px}
.travel-closing .btn{flex:none}
@media(max-width:900px){
 .travel-intro-grid{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:12px;min-height:520px}
 .travel-intro-copy{padding:50px 0}
 .travel-countdown-grid{gap:40px}
 .travel-feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:640px){
 .travel-intro-grid{grid-template-columns:1fr;min-height:0;gap:0}
 .travel-intro-copy{padding:44px 0 7px}
 .travel-intro h1{font-size:43px}
 .travel-lede{font-size:17px;line-height:1.6}
 .travel-intro-device{padding:3px 0 30px}
 .travel-intro-device img{width:min(100%,320px)}
 .travel-countdown{padding:49px 0 45px}
 .travel-countdown-grid{grid-template-columns:1fr;gap:25px}
 .travel-countdown-points{gap:20px}
 .travel-features{padding:50px 0 56px}
 .travel-feature-grid{grid-template-columns:1fr;gap:11px}
 .travel-feature-card{padding:22px}
 .travel-closing-inner{flex-direction:column;align-items:flex-start;gap:21px}
}


/* v3.06 — Bill Pay Learn More: cohesive product page modeled on the approved Travel overview. */
.billpay-page{background:#fff}
.billpay-page .eyebrow{font-size:11px;letter-spacing:.15em}
.billpay-intro{background:linear-gradient(115deg,#fff 0%,#f8fbfe 49%,#edf8f6 100%);border-bottom:1px solid #e0e9ee;overflow:hidden}
.billpay-intro-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:center;gap:24px;min-height:540px}
.billpay-intro-copy{padding:66px 0 70px;position:relative;z-index:2}
.billpay-intro h1{font-size:clamp(39px,4.4vw,59px);line-height:1.09;letter-spacing:-.04em;margin:15px 0 24px;color:var(--navy)}
.billpay-intro h1 span{color:var(--orange)}
.billpay-lede{font-size:18px;line-height:1.65;max-width:540px;color:#35516b;margin:0 0 28px}
.billpay-intro-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.billpay-release-note{display:flex;align-items:center;gap:10px;color:#62798c;font-size:13px;font-weight:700;margin:26px 0 0}
.billpay-release-note .coming-soon-dot{display:inline-block;flex:none}
.billpay-intro-device{display:flex;align-items:center;justify-content:center;padding:28px 0;min-width:0}
.billpay-intro-device img{width:min(100%,630px);height:auto;object-fit:contain;filter:drop-shadow(0 16px 20px rgba(3,32,55,.12));mix-blend-mode:multiply}
.billpay-clarity{padding:75px 0 72px;background:linear-gradient(125deg,#072741,#103e62);color:#fff}
.billpay-clarity-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:72px;align-items:start}
.billpay-clarity .eyebrow{color:#ff956f}
.billpay-clarity h2{font-size:clamp(28px,3vw,40px);letter-spacing:-.03em;line-height:1.2;margin:12px 0 23px;color:#fff}
.billpay-clarity-grid>div>p:not(.eyebrow){line-height:1.7;color:#d5e2ed;font-size:16px}
.billpay-clarity-points{display:grid;gap:23px}
.billpay-clarity-points article{display:grid;grid-template-columns:44px 1fr;gap:14px;padding-bottom:23px;border-bottom:1px solid rgba(255,255,255,.15)}
.billpay-clarity-points article:last-child{padding-bottom:0;border-bottom:0}
.billpay-feature-number{font-size:13px;font-weight:900;color:#ff976e;letter-spacing:.05em;padding-top:4px}
.billpay-clarity h3{font-size:19px;margin:0 0 6px;color:#fff}
.billpay-clarity-points p{font-size:15px;line-height:1.65;color:#d5e2ed;margin:0}
.billpay-clarity-points p strong{color:#fff}
.billpay-features{padding:72px 0 84px;background:#fbfcfe}
.billpay-section-heading{max-width:690px;margin-bottom:29px}
.billpay-section-heading h2{font-size:clamp(29px,3.4vw,41px);letter-spacing:-.035em;line-height:1.19;margin:8px 0 14px;color:var(--navy)}
.billpay-section-heading>p:not(.eyebrow){font-size:16px;line-height:1.7;color:#47637a;margin:0}
.billpay-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}
.billpay-feature-card{background:#fff;padding:26px 25px;border:1px solid #dfe8ef;border-radius:17px;box-shadow:0 5px 16px rgba(10,41,72,.04)}
.billpay-card-symbol{display:inline-flex;align-items:center;justify-content:center;width:43px;height:43px;border-radius:13px;background:#eaf3fa;color:var(--navy);font-size:25px;font-weight:800;margin-bottom:18px}
.billpay-feature-card:nth-child(3n + 2) .billpay-card-symbol{background:#fff0e9;color:#ec561f}
.billpay-feature-card h3{font-size:18px;color:var(--navy);margin:0 0 9px;line-height:1.3}
.billpay-feature-card p{font-size:14px;color:#456078;line-height:1.7;margin:0}
.billpay-closing{padding:43px 0 52px;background:#fff;border-top:1px solid #e4ecf1}
.billpay-closing-inner{display:flex;justify-content:space-between;align-items:center;gap:38px}
.billpay-closing-inner>div:first-child{max-width:725px}
.billpay-closing h2{font-size:25px;line-height:1.3;color:var(--navy);margin:6px 0 12px}
.billpay-closing p{font-size:15px;color:#4b667c;line-height:1.65;margin:0 0 6px}
.billpay-closing .billpay-fine-note{color:#678095;font-size:13px;margin-top:12px}
.billpay-closing-actions{display:flex;align-items:flex-start;justify-content:center;flex-direction:column;gap:10px;flex:none}
.billpay-closing-actions .btn{width:100%;font-size:14px;white-space:nowrap}
.billpay-return{font-weight:700;color:var(--orange);font-size:13px;margin-top:4px}
.billpay-return:hover{text-decoration:underline}
@media(max-width:900px){
 .billpay-intro-grid{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:10px;min-height:490px}
 .billpay-intro-copy{padding:50px 0}
 .billpay-intro h1{font-size:clamp(37px,4.5vw,51px)}
 .billpay-clarity-grid{gap:40px}
 .billpay-feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:640px){
 .billpay-intro-grid{grid-template-columns:1fr;min-height:0;gap:0}
 .billpay-intro-copy{padding:44px 0 7px}
 .billpay-intro h1{font-size:43px}
 .billpay-lede{font-size:17px;line-height:1.6}
 .billpay-intro-device{padding:8px 0 30px}
 .billpay-intro-device img{width:min(100%,550px)}
 .billpay-clarity{padding:49px 0 45px}
 .billpay-clarity-grid{grid-template-columns:1fr;gap:25px}
 .billpay-clarity-points{gap:20px}
 .billpay-features{padding:50px 0 56px}
 .billpay-feature-grid{grid-template-columns:1fr;gap:11px}
 .billpay-feature-card{padding:22px}
 .billpay-closing-inner{flex-direction:column;align-items:flex-start;gap:21px}
 .billpay-closing-actions{flex-direction:row;flex-wrap:wrap}
 .billpay-closing-actions .btn{width:auto}
 .billpay-return{width:100%}
}

/* v3.09: Keep the renamed Bill Calendar product title within its text column. */
.billpay-card .product-title-copy{min-width:0}
.billpay-card .product-title-copy h3{overflow-wrap:normal;word-break:normal}


/* v3.10 — legible, low-key legal and accessibility pages; other layouts unchanged */
.legal-page{padding-top:48px;padding-bottom:62px;background:linear-gradient(180deg,#f7fbff 0,#fff 260px)}
.legal-page .narrow{width:min(800px,calc(100% - 40px))}
.legal-page h1{font-size:clamp(34px,4.4vw,48px);line-height:1.13;margin:8px 0 6px}
.legal-page .legal-meta{font-size:13px;color:#61768a;margin:0 0 24px}
.legal-page .legal-lede{font-size:18px;line-height:1.68;color:#233f59;margin:0 0 25px}
.legal-page section{padding:6px 0 12px;border-bottom:1px solid #e2eaf1}
.legal-page section:last-of-type{border-bottom:none}
.legal-page section h2{font-size:21px;line-height:1.3;margin:23px 0 10px;color:var(--navy)}
.legal-page section p{font-size:15px;line-height:1.73;color:#344b60;margin:8px 0 13px}
.legal-page a,.legal-inline-links a,.product-legal-link a{color:#0875ab;text-decoration:underline;text-underline-offset:3px}
.legal-page a:hover,.legal-inline-links a:hover,.product-legal-link a:hover{color:#d34b1e}
.legal-link-panel{background:#eff7fc;border:1px solid #caddea;border-left:4px solid var(--orange);border-radius:11px;padding:16px 18px;margin:26px 0}
.legal-link-panel strong{display:block;color:var(--navy);font-size:15px;margin-bottom:8px}
.legal-link-panel a{display:block;width:max-content;max-width:100%;font-size:15px;margin-top:7px}
.legal-bottom-links{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;font-size:13px;font-weight:650}
.legal-site-footer{padding:20px;background:#06243f;color:#fff;font-size:12px}
.legal-site-footer .narrow{width:min(800px,calc(100% - 40px));margin:auto}
.legal-site-footer a{color:#fff;text-decoration:underline;text-underline-offset:2px}
.legal-inline-links{font-size:13px!important;margin:22px 0 0!important}
.product-legal-link{font-size:12px!important;margin:9px 0 0!important}
@media(max-width:760px){.legal-page{padding-top:34px;padding-bottom:45px}.legal-page section h2{font-size:19px}}